Announcing Januar

Today, we’re excited to announce that Januar, a leading European crypto-enabled financial infrastructure provider, has chosen Dfns as its primary wallet infrastructure partner. Through a seamless migration process from the legacy wallet solution, designed to keep customer services uninterrupted, Januar will gains greater flexibility, control, and scalability as they continue to grow. This marks a clear shift toward modern financial infrastructure built on programmable APIs, transparent governance, and developer-first design without compromising on security or regulatory standards.

Januar, a regulated bridge between fiat and crypto

Januar is a fully licensed European Payment Institution based in Copenhagen and regulated by the Danish Financial Supervisory Authority (DFSA). It can operate across the entire European Economic Area (EEA). Januar’s mission is to give crypto companies and traditional fintechs a reliable, compliant financial backbone that connects fiat and digital assets.

The company provides core financial infrastructure for businesses that need to move money globally, from IBAN accounts and fiat payment rails to crypto trading and custody. Through its APIs, companies can send EUR and USD, settle payments quickly, and integrate Bitcoin Lightning payments.

Over the past year, Januar has:

• Launched Bitcoin Lightning payments, enabling fast and low-cost BTC transfers under a regulated framework.
• Added USD global accounts, giving business customers direct access to SWIFT.
• Introduced Embedded Accounts, allowing platforms to issue dedicated EUR IBANs to their users with automated compliance.
• Stayed ahead of regulation by actively preparing for MiCA and ESMA rules, including pausing non-compliant stablecoin trading when necessary.

With steady growth, strong regulatory discipline, and a focus on compliant innovation, Januar has become one of Europe’s most rapidly developing fintech platforms.

Why Dfns’ wallet platform matters for Januar 

Januar has always worked with best-in-class technology partners to serve its clients. As Januar evolved from a fiat-to-crypto gateway into a full-scale financial infrastructure platform for institutions and enterprises, its needs for wallet infrastructure also changed. Our partnership with Januar reflects a shared focus on control, flexibility, and modern architecture, areas where legacy MPC platforms fall short. 

Here is why Januar chose to fully adopt Dfns:

• API-first by design: Januar’s engineering teams run everything through APIs: payments, compliance, liquidity, and settlement. Dfns was built for this from day one. Every capability is programmable, versioned, and designed for automation. Unlike platforms that rely heavily on centralized interfaces or rigid SDKs, Dfns gives Januar full flexibility without trade-offs.
• Flexible key management and multichain support: As Januar expands across networks, from Bitcoin Lightning to multiple EVM chains, it needs a wallet system that can adapt. This level of control is essential for institutions managing diverse assets and global compliance requirements. Dfns provides fine-grained key policies, programmable wallet structures and custody models, and consistent tools across multiple blockchains‍
• Clear governance and auditability: Institutional customers want transparency: who signed what, when, and under which policy. Dfns was built with this in mind, offering strong audit logs and governance tools that align with rigorous compliance standards. This helps Januar deliver secure, regulated services with confidence.
• ‍Predictable costs as they grow: Wallet infrastructure should support growth, not slow it down. Dfns’ pricing is transparent and usage-based, allowing Januar to forecast costs and invest more in product innovation instead of dealing with unpredictable fees.

What this means for the financial industry

Januar’s migration to Dfns happened with zero disruption to their customers. Transactions kept running, liquidity stayed intact, and all compliance controls remained in place, demonstrating that Dfns can support large-scale, enterprise transitions smoothly.

Choosing Dfns as its core wallet provider is more than just a new vendor decision for Januar. It reflects a broader shift in how regulated companies think about digital assets. These platforms are no longer “experimenting” with crypto, they are building long-term financial infrastructure that needs to be programmable, auditable, reliable, and built to scale like modern fintech systems.

As Europe’s rules around MiCA and AML continue to evolve, robust wallet infrastructure is becoming essential rather than optional. As a fellow European company, Dfns is proud to support Januar in this transition, powering the wallet layer beneath a platform that connects traditional finance with digital assets in a practical, regulated way.

Start building on Dfns today: app.dfns.io/get-started