Bring crypto to your neobank without rewriting your architecture
Dfns gives fintechs and neobanks the infrastructure to offer crypto as a native feature with secure wallets, programmable policies, and full compliance controls.
- $20Bassets secured
- >10Mwallets created
- <100msMPC signing speed
- >99.95%uptime rate
Make digital assets part of your core offering
Dfns supports the core financial use cases that fintechs need to operate with digital assets, from treasury custody and credit to payments, trading, and investment. Each flow is backed by programmable wallets, policy enforcement, and audit-grade security.
Let users buy, hold, and manage crypto assets inside your app — alongside fiat accounts. Build a unified experience with multichain support, seamless onboarding, and secure wallet infrastructure.
Secure your company’s crypto assets for operational use, from staking and liquidity provisioning to loan disbursement and settlement. Gain full control over your treasury with MPC security, key governance, and auditability.
Offer crypto-backed loans with real-time collateral tracking, automated disbursement, and repayment enforcement. Support both retail and business clients with secure custody, KYT integration, and programmable policies.
Enable merchant payouts, internal transfers, and B2C payments with tagged wallets, programmable transfer logic, and full transaction logging for compliance.
Enable buy/sell flows with access to liquidity pools, embedded compliance (KYT, AML), and granular audit logs. Leverage the tech needed to build a secure, auditable trading desk.
Provide users with onchain investment products from robo-advisory to structured crypto portfolios. Automate asset allocation, integrate KYT and policy controls, and deliver a premium experience inside your fintech or neobank app.
Build the crypto layer your product deserves
Dfns gives you the primitives to embed wallets, automate flows, and enforce policies without changing how your app works, looks, or scales.
Programmability
Define roles, approvals, KYT rules, and transaction limits directly through APIs. Every layer is scriptable and built to integrate cleanly with your logic.
User experience
Onboard users with passkeys — no extensions, no seed phrases. Wallets live inside your product, with flows that match your UX.
All-in-one
Support every use case: payments, custody, credit, trading, from a single wallet backend. Multichain access, consistent control, and no duplication.
Discover how to build on Dfns
Customer story
Vita Wallet
Integrate custodial or non-custodial wallets inside apps with little to no additional development effort.
“Dfns has enhanced our capabilities as a financial platform. Their detailed and easy-to-use APIs enabled our team to build a friendly wallet service for our users. Also, we value strong security and responsive support, and Dfns delivers both flawlessly.”
deploy millions of multichain wallets via mobile SDK.
access the wallet via quick biometric face scan.
allow users to access all tokens from one interface.
Customer story
ABN AMRO
Automate configurable wallets, transaction executions and bank-grade security protocols.
"We believe that securing private keys, and therefore custody of digital assets, is a strategic capability for the future of financial institutions. Having worked closely with Dfns and their team, we are excited to be a part of their future as well."
deploy millions of multichain wallets via mobile SDK.
to establish rules and controls over transactions.
Send transactions with low latency and robust error handling through optimized relays and managed nodes.
Customer story
Zodia Custody
Select key deployment options leveraging TEEs in T3+/4 data centers and MPC security.
"Thanks to their collaborative team and institutional-grade wallet platform, we've enhanced our operational capabilities and widened our business lines. Our security framework has also been reinforced by their state-of-the-art MPC cryptography."
to assign admin/user controls over wallets.
for event-based notifications on KYT-related red flags.
to locally story key shares within HSMs.
Customer story
Tokeny
Integrate compliance-first wallets with passkey authentication, enabling fast and secure transfers.
“Tokeny's collaboration with Dfns provided our users with secure and user-friendly access to valuable digital assets. Dfns were first to introduce biometric authentication for wallets, setting new standards for security and ease of use in digital assets. Their drive to innovate matches ours.“
Secure access with passkeys supporting biometrics, PINs, Yubikeys, and Touch ID.
to benefit from T-REX contract standard.
to establish rules and controls over transactions.
Customer story
Sphere
Scale on a microservice-driven infrastructure ensuring rapid signing and no downtime.
"Sphere's collaboration with Dfns improved our payment rails by providing robust security, near-perfect uptime and fast transaction processing. Dfns' commitment to innovation and reliability not only enhances our efficiency but also sets a new industry standard, making them a vital partner."
deploy millions of multichain wallets via mobile SDK.
to process high volumes of signature requests.
with 99,95% uptime to ensure payment execution 24/7.
Customer story
Nilos
Access 1,000+ tokens and manage them with customizable policies and permissions.
"As a regulated custodian committed to the highest standards of compliance, our partnership with Dfns has been crucial. Their security best practices, programmatic developers tools and robust infrastructure help us carry out carefully controlled operations. We also appreciate their team as they provide responsive support and sub-hour troubleshooting."
deploy millions of multichain wallets via mobile SDK.
to process high volumes of signature requests.
with 99,95% uptime to ensure payment execution 24/7.
The most flexible wallet infrastructure for digital finance apps
Embeddable wallets
Programmatic, embeddable wallets deployed fast with our APIs and SDKs.
Passwordless 2FA login
Secure access with passkeys supporting biometrics, PINs, Yubikeys, and Touch ID.
Multichain coverage
Support for 30+ blockchains and 1000+ tokens, with fast-growing integrations.
Transaction orchestration
Configure transfer flows based on time, amount, pricing, approvals, and roles.
Transaction monitoring
Receive instant alerts and maintain verifiable logs for every transaction approval.
Allow- and deny-listing
Secure transfers with curated lists of approved wallet addresses.
Cloud-agnostic deployments
Run wallet infrastructure in SaaS, hybrid, or on-prem mode wherever your policies require.
Infrastructure performance
Handle peak traffic with sub-second MPC signing and >99.95% annual uptime.
Programmable governance
Set granular policies, roles, and quorums to automate approvals and enforce compliance by design.
100+ supported blockchains and applications
From exchanges, staking platforms, tax management tools, and more, Dfns is expanding its suite of pre-built integrations to assist developers in effortlessly scaling their applications.
Security and compliance, from the ground up
Dfns brings enterprise-grade security and auditability to every layer of your wallet infrastructure. Built with composability, observability, and regulatory readiness in mind so fintechs and neobanks can operate at scale without compromise.
Programmatic governance
Enforce transaction policies, approval thresholds, and role-based permissions using APIs. Every action is verifiable, programmable, and aligned with your internal compliance model.
Institution-grade KMS
Use MPC, HSM, or TEE-based enclaves to manage private keys across jurisdictions. Deploy in SaaS, hybrid, or on-prem environments to meet sovereignty, performance, and regulatory needs.
Institution-grade KMS
Use MPC, HSM, or TEE-based enclaves to manage private keys across jurisdictions. Deploy in SaaS, hybrid, or on-prem environments to meet sovereignty, performance, and regulatory needs.
Institution-grade KMS
Use MPC, HSM, or TEE-based enclaves to manage private keys across jurisdictions. Deploy in SaaS, hybrid, or on-prem environments to meet sovereignty, performance, and regulatory needs.
Audit trail
Track every operation in real time through cryptographically verifiable logs and enclave attestations. Get instant visibility into what happened, when, and why. No black boxes.
Disaster recovery
Dfns includes a four-layer disaster recovery protocol configurable by risk level and event type. Recover keys and access with partners like Station70, Circuit, or Coincover if needed.
Frequently Asked Questions
Neobanks can offer crypto services by integrating a wallet infrastructure that supports secure asset custody, transaction orchestration, and compliance workflows. With Dfns, fintechs can embed crypto wallets directly into their apps, enabling users to buy, hold, and transfer digital assets with full regulatory compliance and enterprise-grade security.
The best wallet infrastructure for fintech apps is one that combines bank-grade security, flexible deployment options (cloud, hybrid, or on-prem), and seamless developer integration. Dfns offers a Wallet-as-a-Service API that powers over 15 million wallets across 100+ blockchains, with built-in policy control, key management, and real-time monitoring, tailored for modern fintech platforms.
Yes. Dfns is designed to meet the security, compliance, and governance standards required by financial institutions. Our platform supports features like KYT integration, programmable transaction policies, granular access control, and audit logs—helping fintechs stay aligned with regulations such as MiCA, GDPR, and SOC 2.
Yes. Dfns provides developer-friendly APIs and a secure admin dashboard, so fintechs can launch crypto wallets, manage users, and enforce policies without building complex infrastructure from scratch. This allows lean teams to go live faster and focus on product differentiation.
Dfns supports over 100 blockchains, including Bitcoin, Ethereum, Solana, and long-tail assets. Whether you’re enabling custody, payments, or tokenized rewards, our infrastructure ensures secure and scalable support for a wide range of digital assets and use cases.
Dfns offers embeddable wallets, programmable governance, and full API access so fintechs can integrate digital asset services natively into their apps from payments to lending and trading.
Dfns offers full flexibility when it comes to wallet custody models. Neobanks and fintechs can build fully custodial services, non-custodial experiences where users control their keys, or hybrid models depending on their compliance, UX, and business goals. Our infrastructure is modular, letting you choose the right level of control, delegation, and governance for your product.
Yes. Dfns provides the infrastructure fintechs need to comply with MiCAR, DORA, and other regional regulations. Our platform includes programmable governance policies, audit trails, role-based access controls, and integrations with KYT providers—helping you build crypto services that are secure, auditable, and regulation-ready from day one.
